Loans, Credit Lines and Overdraft Protection

Loans, Credit Lines and Overdraft Protection

Personal Line of Credit

A way that is flexible borrow

  • Utilize it for house renovations or making purchases that are large
  • Borrow between $5000 – $50,000
  • Apply when for a borrowing limit that you could continue steadily to utilize and re-use by having a repayment that is flexible 1

Signature Loans

Borrow just things you need now, for just what you would like

  • Utilize it for big acquisitions or debt that is consolidating
  • Borrow between $5000-$50,000
  • We’ll help develop a payment schedule that fits your financial allowance

Scholar Credit Line

A way that is flexible fund your college costs

  • Pay money for costs such as for example tuition, publications and residing at competitive interest levels
  • Apply when for a borrowing limit you could continue steadily to utilize and re-use 1 whilst in college 2
  • Interest-only monthly obligations while at school as well as for two years once you leave school

On-Screen Graphics

Loan vs. Loan vs. lend Loan vs. credit line Loan payday loans WI vs. uncover cash on ground

Loan vs. Credit Line

Interest Fixed Adjustable

Weekly Bi-weekly Semi-monthly Month-to-month

Content in this movie is for informational purposes just and may also differ centered on specific circumstances.

Please talk with a TD banking expert regarding your needs that are particular.

В® The TD logo design as well as other trade-marks will be the home regarding the Toronto-Dominion Bank.

Transcript

Topic suggestion from search bar pops up when text is typed.

Screen Text: Debunking credit score urban urban myths Debunking Big Foot Debunking goat yoga

Debunking credit score urban myths is clicked and name seems.

Screen Text: Debunking credit score urban myths

Speaker: Unlike an internet conspiracy theory, fico scores must not be frightening.

A meter advances from a decreased credit rating to credit score that is high. A car or truck seems.

Speaker: They suggest how well you handle your credit re re re payments.

Re Payment Due name seems. A hand clicks onto it, changing the name to pay for Bill.

Screen Text: Payment Due Pay Bill Minimal re re re payment Paid

Speaker: Having good credit payment history- and that means you make at the very least your minimum payment and constantly ensure it is on time – will allow you to attain an increased credit history.

A calendar is shown by having a check mark by the end of this thirty days.

Screen Text: minimal re payment on time

A meter advances from a decreased credit history to credit score that is high.

Speaker: as a result can really help allow it to be better to get approved for credit for bigger purchases – like your very first home – in the long term.

A agreement seems and is being finalized. A property is shown.

Screen Text: help to make approvals easier

An envelope seems.

Speaker: Making your instalments on time relates to all your valuable bills that are personal together with your phone bill as well as other bills.

A bill is revealed inside the envelope. A phone seems having a Pay Bill symbol. The symbol is clicked and modifications to Paid!

Screen Text: all of your bills that are personal Bill Paid

Speaker: additionally, make sure that you need and that you use them responsibly by staying within your credit limit that you only apply for credit products.

Screen Text: just submit an application for credit items you will need

lots of bank cards circle the screen and one stops and remains on screen. A credit meter shows the credit card going over the restriction after which back to the goal area.

Screen Text: remain inside your restriction

Speaker: Finally, keep in mind not to ever make an application for credit numerous times over a short time because this too can adversely affect your credit history!

A meter advances from a high credit history to low credit rating being a hand clicks an Apply symbol many times.

Screen Text: Apply Applying many times

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